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• 29.03.2012 22:21 | Meno: yhycyi

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• 28.03.2012 23:39 | Meno: kslgewg

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• 28.03.2012 18:11 | Meno: wnxkjhni

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• 27.03.2012 20:12 | Meno: flaqdrgbwxj

I have read the June 23rd statement from NAR noecomists Lawrence Yun myself (May Existing-Home Sales Continue Rising Trend). He shows genuine concern for the potential danger of any delay in the housing market recovery. However, he seems too quick to attack the current appraisal process in the housing market by calling for local appraisers to do the job instead. The same article quotes the NAR President, Charles McMillan saying:“To maximize the potential for a housing recovery and subsequent economic recovery, we need realistic appraisals that are based on proper comparisons and done by a local specialist,”It is this call for “realistic” appraisals and “local specialist” that concerns me as well. We must not forget that the cause of the current housing mess is due primarily to the inflated valuation (driven by speculation and boom-bust life style) of real estate that pervades the housing market in the U.S. Obama’s reform agenda is a step in the right direction, though I believe it may only be sweeping part of the problem under the rug. There is an urgent need to fix the current process of valuing real estate in a sensible manner. A permanent solution will need the buy-in of U.S. policy makers to gain any ground. Elena Panaritis, former World Bank economist and the current director of Panel Group mentioned in her blog that current policy propositions to solve the housing mess have not attacked one of the underlying problems: an inefficient and in some cases, defunct property registry system. Just as developing country economies are crippled by insecure property rights and inefficient property-rights institutions, ushering millions into informal markets, so too will be prosperity in the U.S. be choked by a property right system that is not anchored in a stable, realistic valuation of property. Appraisers and real estate agents corporately have an incentive to inflate valuations. Leaving property value assessment in the hands of appraisers and speculators is irresponsible behavior for the world’s leading economy.

• 27.03.2012 14:20 | Meno: Kankana

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• 20.04.2011 02:59 | Meno: zwgudnucre

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• 19.04.2011 04:05 | Meno: srarqq

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• 13.01.2011 14:34 | Meno: wnbeox

• 31.05.2009 15:26 | Meno:

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• 21.04.2009 12:45 | Meno: Niekto